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In-PersonVirtual Tour
$ 399,900
Est. payment /mo
Open 8/2 2PM-4PM
20 Lloyd ST St. Catharines, ON L2S 2N8
2 Beds
2 Baths
Open House
Sun Aug 02, 2:00pm - 4:00pm
UPDATED:
Key Details
Property Type Single Family Home
Sub Type Detached
Listing Status Active
Purchase Type For Sale
Approx. Sqft 700-1100
Subdivision 458 - Western Hill
MLS Listing ID X13625886
Style 1 1/2 Storey
Bedrooms 2
Annual Tax Amount $3,017
Tax Year 2025
Property Sub-Type Detached
Property Description
Attention first-time buyers, downsizers, and investors! Finding a detached, move-in ready home under $400K is becoming increasingly rare, and this beautifully updated St. Catharines home is an opportunity you won't want to miss. Offering approximately 890 sq ft above grade plus a finished basement with a separate entrance, this home delivers exceptional value with modern updates and plenty of flexibility. The bright main floor features 2 bedrooms and has been refreshed with new flooring throughout the main level, fresh paint, updated lighting, a new kitchen countertop, and new kitchen and bathroom fixtures (2026). Major updates include windows (2019), roof (2020), and hot water tank (2023), providing added peace of mind. The finished basement offers additional living space, a home office, rec room, or future income potential, while the separate entrance has been professionally waterproofed and a brand new sump pump with a 25-year warranty has been installed. Outside, enjoy a fully fenced backyard, new front deck (2023), and brand new back deck (2025). Located directly across from a park with a city-operated outdoor pool and just minutes to Brock University, St. Catharines Hospital, shopping, GO/VIA Rail, and everyday amenities, this home combines affordability, convenience, and thoughtful updates in one exceptional package.
Location
Province ON
County Niagara
Area Niagara
Zoning R2
Rooms
Basement Full, Finished, Separate Entrance
Kitchen 1
Interior
Interior Features Water Heater Owned, Primary Bedroom - Main Floor
Cooling Central Air
Inclusions Fridge, Stove, Dishwasher, Washer & Dryer
Exterior
Parking Features None
Pool None
Roof Type Shingles
Total Parking Spaces 1
Building
Building Age 100+
Foundation Concrete Block, Block
Others
Virtual Tour https://my.matterport.com/show/?m=V4CnbW7FGmx
Lited by EXP REALTY